When the temperatures drop, one of my top priorities is how to get warm. And while there are plenty of puffy jackets out there to help achieve my goal, I don’t want to spend all my money on one item and not have anything left for warm socks, gloves, hat, pants, and shoes.

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The Sierra Designs Tuolumne Jacket is the lowest priced tech-based synthetic down jacket on the market, allowing you to both stay warm and get more toasty clothing items with your money.

The Tuolumne features FireBall synthetic down with a 40D Shadow Rip polyester shell. The down insulates even when it gets drenched in a rain storm, and it’s also hypo-allergenic. No little down feathers tickling your nose to cause trouble.

A drop tail design gives extended coverage and warmth, especially when you don’t want the wind whistling up your back. The soft-bound interior seams increase comfort on the go. No rubbing when you’re out hiking, shopping, walking around, or reaching across the bar for that beer.

The Tuolumne jacket also features interior kangaroo pockets, as well as two zippered hand pockets that can stow the garment. That’s handy when you need to pack it away, whether it happens when you’re outside on an adventure and the sun breaks out, or if you want to get everything you can into your carry-on bag.

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This is my current go-to jacket for travel and around town in cooler climates. The Sierra Designs Tuolumne Jacket comes in black/Baltic, blue depths/tomato, alloy/Baltic, and tomato/blue depths in the women’s version, and lists for $99 on the Sierra Designs site.

The men’s jacket lists for the same price, but comes in Poseidon/solar, pesto/alloy, black/solar, red/solar, and alloy/Poseidon. Get a color that makes you stand out, or go incognito in a basic gray or black. You can’t go wrong, and your bank account won’t suffer.